I'm going to try to make 2022 a no/low buy year.
My reason for it is three fold.
- Save money so I can "buy" a screened in porch. Porch will be $30k. More on the finances of that in a different post later. I hope to save $2000/month.
- Use up the things i have. I've been in this house less than 5 years and i feel i have so much stuff!
- yarn
- note books
- sketchbooks
- pens and pencils
- canvases
- fabric
- cleaning bottles and sponges
- rags
- vitamins
- tea
- food
- candles
- liquor
- beer
- wine
- books
- other things I'm forgetting right now
- The plant/reducing what I use and being wise about what I am using
Everyone's rules for no/low buy years are different here are mine:
- $20/week on groceries until most of the food in freezer and cabinets are eaten. I'll revisit this when most of the food is eaten.
- $50/month on yard things in general (soil, compost, seeds, seedlings, plants, house plants, planters, wood to make garden bed, etc.)
- $50/month for home "repairs" (things that aren't needed, but would be nice... like converting an outlet, or a steam mop, etc.)
- $50/month on eating out (mostly for work lunches once a week)
- $100/month on fun things. I will try to keep this to $0, but if i spend something "not allowed" that brings me some joy, that's ok. I need more joy in my life.
- Nothing on clothes, or shoes, or "consumables" (things listed above) unless everything is used up in that category. Do no stockpile, buy just 1.
- Continue to declutter: give away clothes i don't wear because i don't feel good in them. Throw out make i don't/wont use. Give away things i don't use if in good shape.
- Event/vacations already planned do not count (Kelly's wedding, Cancun, Fire Island)
- Stuff for Rex doesn't count (food, CBD, etc.)
- Gift cards are free money to be spent guilt free.
- Mortgage, utilities, therapy, doctor visits do not count. I'll use HSA where I can.
Before i buy something ask (check out: https://zero.giki.earth/) :
- Do I need it vs want it?
- Can I get it second hand? Or from the Buy nothing group?
- Could I borrow it? Or from the Buy nothing group?
- Do I have something I could improvise / repurpose instead?
- Is the company ethical (if buying new)
Then write down my answers and don’t do anything for a week. Then check back to make your decision.